Tuesday, January 4, 2011

A Short Sale Transation Time Table Illustration



Gary DiGiorgio
The DiGiorgio Group
9035 Wadsworth pkwy 2000
Westminster.Co 80021
Direct 303 898 4279
Office 303 422 5200 fx 303 467 0211
Gary@Di-DenverRealty.com


Click below for a Video of how a Short Sale works

http://234925.myvideotalkstudio.com/videomail/player/mid/699630/tid/59884/cid/20704/uid/126717/fid/140314

Monday, January 3, 2011

A True Short Story - The Short Sale Story

Once upon a time there was a wonderful family who had purchased and owned a wonderful home. When this family purchased their home all was well and good. The family enjoyed the two incomes. They so enjoyed their home.

Unfortunately the national and local economy fell to recession. Mrs. Homeowner lost her job. The finances became tight for this wonderful family. The family struggled to make their payments. The family was unable to make their home payments and the big bad mortgage company started calling them daily. After a few months of not being able to make the mortgage payment, the mortgage Company informed this wonderful family that their home was going into the dreaded foreclosure status. The wonderful family felt hopeless and didn’t know where to turn.

Fortunately, Mrs. Home owner was searching online for a solution to their dilemma. She found this Realtor in their Area, Gary DiGiorgio with The DiGiorgio Group. The wonderful family met with Gary to review their options. Gary suggested they consider a short sale and sell their home. The wonderful family agreed it was their best option.

Gary listed their home and contacted the mortgage company. Gary provided all the documentation to the mortgage company and the dreaded foreclosure was proponed and the calls from the mortgage company stopped, the wonderful family felt at ease. After just two weeks the home was placed under contract. Gary diligently worked with the Seller, the buyer, the appraiser, the title company and finally had the short sale approved and accepted by all parties.

The wonderful family closed on the sale of their wonderful home with the hopes of some day being able to purchase another home. The family packed up and moved into a rental home in the same neighborhood.

After just 20 months, the family contacted Gary again about the purchase of another home. The wonderful family worked with Gary and his Mortgage broker and the family was approved to purchase a new home. The wonderful family purchased a wonderful home in the same area for less then their previous home. They could easily afford the new payments at the new low interest rate. The wonderful family loved their new wonderful home and lives happily ever after.

This is a true story. If your family is experiencing a similar situation immediately contact Gary or a expert short sale REALTOR in your area. If you do know personally know a REALTOR in your area, call Gary to find the local expert. Gary will be able to assist you. Gary has REALTOR associates coast to coast. We can turned that dreaded foreclosure into a happily ever after story for you too... call Gary today ..303 898 GARY(4279)

Gary DiGiorgio
The DiGiorgio Group
9035 Wadsworth pkwy 2000
Westminster.Co 80021
Direct 303 898 4279
Office 303 422 5200 fx 303 467 0211
Gary@Di-DenverRealty.com


Click below....copy and paste in your browser for a Video of how a Short Sale works

http://234925.myvideotalkstudio.com/videomail/player/mid/699630/tid/59884/cid/20704/uid/126717/fid/140314

Gary D in Denver

Ive got a felling !! --- >Its going to be a good good year !!!!

I truly have a great feeling 2011 is going to be a good good year. Our family is well. Our Denver Real Estate market is coming back . Life is Good.... Its going to be a good good year !!!!



yes


Gary DiGiorgio

The DiGiorgio Group

9035 Wadsworth pkwy 2000

Westminster.Co 80021

Direct 303 898 4279

Office 303 422 5200 fx 303 467 0211

Gary@Di-DenverRealty.com



Serving and selling Denver for over 11,000 days

ARVADA***GOLDEN***THORNTON***WESTMINSTER

I REALLY APPRECIATE YOUR REFERRALS

Friday, February 12, 2010

Random act of Kindness. $1,000,000.00 challenge

Perhaps this Valentines Day you will be covered in flowers and candy, awesome for you. Here's a little challenge. This Valentines, when you least expect it, you may come upon someone who needs a little compassion. Please take a moment to perhaps give a hug and or compliment. One can never tell the joy you may bring.

I was once told we are all blessed with a million dollars in compliments we can share. I really do try to spend mine do you?

Wishing you and those you come across a Vivacious Valentines' Day

FYI

Saint Valentine's Day is an annual holiday held on February 14 celebrating love and affection between companions. The holiday is named after one or more early Christian martye named Valentine and was established by Pope Gelasius in 496 AD.

It is traditionally a day on which lover ones express their love for each other by presenting flowers, offering confectionery and sending greeting cards (known as "valentines"). The holiday first became associated with romantic love in the circle of Geoffrey Chaucer in the High Middle Ages, when the tradition of courtly love flourished.

Modern Valentine's Day symbols include the heart-shaped outline, doves, and the figure of the winged Cupid. Since the 19th century, handwritten valentines have largely given way to mass-produced greeting cards.

Accoding to Wikipedia

Gary DiGiorgio

The DiGiorgio Group

9035 Wadsworth pkwy 2000

Westminster.Co 80021

Direct 303 898 4279

Office 303 422 5200 fx 303 467 0211

Gary@Di-DenverRealty.com



Serving and selling Denver for over 11,000 days

ARVADA***GOLDEN***THORNTON***WESTMINSTER

I REALLY APPRECIATE YOUR REFERRALS

Gary D... For Denver

Monday, February 1, 2010

How does a recent home buyer claim their $8k buyer tax credit ??? Simplified Version

The buyer claims their tax credit on their Federal income tax return. The tax credit is for a primary residence. Recent home buyers need to complete IRS form 5405 to determine their tax credit. Once determined, they can claim the amount on line 67 of their 1040 income tax return for 2009. The purchase HUD statement from their closing of the home needs to be attached to form 5405. No other paperwork is required.

There have been questions regarding this tax credit being “refundable”. The credit is refundable in that a home buyer credit can be claimed even if the buyer has little or no federal income tax liability to offset. Typically, this involves the IRS sending the buyer monies for a portion or even the entire amount of the “refundable “tax credit.

Another question, what is the difference between a “tax credit” and a “tax deduction”?
A tax credit is a dollar for dollar reduction in what a tax payer owes. A tax deduction (.i.e. .little baby Johnny-dependant deduction) is subtracted from the amount of income being taxed.

Hopefully this may be of help to several of you. Please note this is my understanding of the tax credit. I am not a CPA or tax expert (I am a REAL ESTATE PRO) Therefore this information should be confirmed by a financial tax expert and or the IRS
(Remember .....IRS ends in service) ...so ask and ye shall received!!!

Gary DiGiorgio
The DiGiorgio Group
9035 Wadsworth pkwy 2000
Westminster.Co 80021
Direct 303 898 4279
Office 303 422 5200 fx 303 467 0211
Gary@Di-DenverRealty.com

Serving and Selling Denver Metro for 10,500 days +
ARVADA***GOLDEN***THORNTON***WESTMINSTER
I REALLY APPRECIATE YOUR REFERRALS

Friday, January 29, 2010

The Top Five Home Improvements...

As a Real Estate Professional we need to have a vast knowledge of items

pertaining to Real Estate. We need to know how to pre approve a buyer

and how to get the buyer closed. We need to know how to price, market

and negotiate a favorable transaction for our seller.


We also should know the top five home improvements... rough rough..


Here are the top five national items to recoup the cost of project, as per the

January 2010 Realtor Magazine.



#5. A Minor kitchen remodel

#4. A deck addition

#3. An attic bedroom Addition

#2. New siding...

$1....And the number one item....drum roll please.....A new front entry door.



I must agree ....especially with the front door. I tell my sellers it is so important

when the buyer is entering the home,how vital it is to make a good impression !! .

So add a new a gorgeous entry door....you will be glad you did !!!



So all this talk of hammering brought me back to an ole song..

” If I had a hammer..I’d hammer in the morning”...remix to ...

”If I had a buyer...I’d show em in the morning !!”




Please scroll down to get the beat

Then scroll back up to sing somethin neat.




Cause I have a buyer


--------------------------


Cause I have a buyer.


I show em the morning


I show em in... the evening


All over.. this find land..





Id write out on strangers


Id write out a welcome


Id write out love between my buyers and my sellers


All over this fine land !!!...





Cause I have a listing


I sell it in the morning


I sell it in the evening


All over.... this fine land





Id write out on strangers


Id write out a welcome


Id write out of love between my buyers and my sellers


All over this fine land !!!...





Cause I do have a contract


Id write em ...in the morning


Id write em.. in the evening


All over ..with my bears hand





Id write out on strangers


Id write out a welcome


Id write out love between my buyers and my sellers


All over this fine land !!!...





Cause I have a buyer.


I show em the morning


I show em in... the evening


All over.. this find land..




Cause I have a buyer.


I show em the morning


I show em in... the evening


All over.. this find land.....




------------------------------------



God bless the USA --God Bless U ...


I Love this Real Estate Business....even when it kicks me in the a....ngle...hehe


Gary DiGiorgio


The DiGiorgio Group


9035 Wadsworth pkwy 2000


Westminster.Co 80021


Direct 303 898 4279


Office 303 422 5200 fx 303 467 0211


Gary@Di-DenverRealty.com




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